This consolidation really started in the mid-1990s but picked up speed and is still continuing. In the last 15 years, about 150 companies have been acquired or merged. Most of the consolidation is confined to the top 10 builders, who are acquiring companies.

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Builders are using every nook and cranny.

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It's not need; they have smaller families. It's lifestyle.

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The turnover in housing has a strong relationship with remodeling activity. You want to keep up with the value of your investment because it is appreciating.

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When people walk into a modern home, they don't ask about a library.

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That suggests that the size of the average house is stabilizing.

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They want to have everything but can't afford it. Their belief is that home prices will go up, and their income will go up.

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Why do home sizes rise when, during the same period, the average family size has declined?

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Like all of us, as you grow old you need more maintenance and more fixing.

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We can afford it, we like it, and unlike the car that you spend $35,000 on today, it appreciates and is an excellent investment.

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